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"Tackling new projects takes a lot of time and effort. But with cbanc, this is a solution that gives me real work savings. Using the cbanc Network doesn't take up my time, it gives me my time back."

Rich Moldenhauer
Flagship Bank Minnesota

 
 
Risk Rating Matrix
Contributed by:Lending/Credit/Loan Admin
Asset size: Bank with under $250m
Location: Midwest
Description: Loan Risk Rating Matrix (10 point scale): Credit Components with sample target ranges (DSC, LTV, FICO, Covenants, Monitoring)set specifically for CRE, C&I, and Consumer facility types.

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MORE PEER CONTRIBUTED DOCUMENTS:

50 Documents 36 Answers 128 Exam Watches 18 Vendor Reviews

Commercial Loan Risk Rating Matrix
Asset size: with between $250m - $500m
Description: Great template to use to justify or audit commercial loan grades. Good tool for loan officers and relationship managers to use when deciding how to rate a commercial loan.
Commercial Real Estate Loan Risk Rating Matrix
Asset size: with between $250m - $500m
Description: Great template to use to justify or audit commercial real estate loan grades. Good tool for loan officers and relationship managers to use when deciding how to rate a commercial loan.
Risk Rating Matrix for Residential Developers
Asset size: with between $250m - $500m
Description: Great template to use to justify or audit residential developer loan grades. Good tool for loan officers and relationship managers to use when deciding how to rate a commercial loan.


RELATED QUESTIONS AND ANSWERS:
Q
CheckFree & ZashPay
Asked by: Compliance/BSA/Legal
Asset size: Bank with
Location:PA

Looking to see if anyone has recently implemented CheckFree Bill Pay and ZashPay for their online bill pay provider.

Specifically interested in how you risk rated this in regards to AML Risk and being a Money Service Business Risk.

thanks
A
Answered by:Back Office/Deposit Operations
Asset size: Bank with between $500m - $1b
Location: MD

Specfics to our institution-

We only offer services to existing customers and we...
Q
Risk Rating Matrix of Business Functions for Disaster Recover Plan
Asked by: Retail Banking/Branch Operations
Asset size: Bank with
Location:WA

Our bank is in need of a process to risk weight our business functions for criticality. We need a better way to identify which business functions are the most critical to our bank. Does your bank use a matrix or have any suggestions for us to complete this task efficiently and effectively? Thanks
A
Answered by:
Asset size: Bank with
Location:

Hello, this is cbanc Support. If you will search for "BIA" you will find two Business Imp...


RELATED EXAM EXPERIENCES:
NCUA - S&S | April 2012
exam experience posted by a VP‚ Lending/Credit/Loan Admin from member with over $1b in assets
Asked about what we were doing to monitor the changes in the portfolio. What reports we were doing and how were were using them.
FDIC - Compliance | October 2012
exam experience posted by a CEO‚ CEO from member with under $250m in assets
Fair Lending Act
OCC - Compliance | September 2012
exam experience posted by a Manager‚ Compliance/BSA/Legal from member with under $250m in assets
We currently have limited lending. So they spent more time on Fair Lending then we expected.

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