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Open End MAPR Calculator.xlsx

SVP at a Bank (between $250M - $500M | West)
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I know that a lot of people are sharing the same Excel version of the MAPR Calculator. I am convinced that the open-end calculator is not correct (I have not really vetted the closed-end calculator yet). The open-end calculator out there is not taking into account the "effective APR" rules. It needs to first be in line with Appendix F of Regulation Z and then factor in the MLA additional fees. ...Attached is what we have come up with (Thanks really goes to my associate David Popek who is much better at Reg. Z math than me). If anyone finds an error or thinks we are wrong in any aspect of this calculation, please let me know.View more
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7 Fair Lending Essentials Every CEO, President & Board Member Should Know

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The goal of compliance is to identify risks before they harm your institution or consumers. Your leadership can ensure that your financial institution has appropriate controls to manage those risks. Here are 7 Fair Lending essentials the President, CEO and Board should know.
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