Closing open-end loans for MRB purpose

Employee at a credit_union ($3.8BUSA)
Hi all,

We are curious what others are using for the “specific” denial reason on an adverse action notice when removing a credit limit on an open-end loan or credit card when marijuana-related activity is discovered on the personal accounts (savings, checking, etc.) and your policy is to close the entire relationship which includes the credit card and/or loan account.

Thank you