TOPIC: Abrigo

AI in BSA/AML | Free Webinar

Thursday, January 30, 2020
2:00 PM ET / 1:00 PM CT
Register here:
http://bit.ly/2ZBI2s0

Do the words "artificial intelligence" make your head spin? It can be confusing to keep up with the different forms of AI and how they can strengthen your BSA program. Join us for a free webinar to understand the role of Artificial Intelligence (AI) and Machine Learning (ML) in your BSA/AML program. We'll dive into the benefits of AI and ML, offer relevant use cases, and debunk common misconceptions about AI and ML within the BSA/AML world. You'll walk away with a greater understanding of who needs AI and ML, how it works, and things to look out for as these capabilities are integrated into their respective financial institutions.

Join this session to learn:
  • AI terminology, buzzwords, and their meaning 
  • How Machine Learning effects the industry and your institution
  • Common misconceptions to avoid
  • Behind the scenes explanation of how AI reduces false positives
Save your seat! 

    Free Webinar | AI, Machine Learning, and Your BSA/AML Program

    Thursday, January 30, 2020
    2:00 PM ET / 1:00 PM CT
    Register here:
    http://bit.ly/2ZBI2s0

    Join us for a free webinar where Gary M. Shiffman, PhD, will explain the role of Artificial Intelligence (AI) and Machine Learning (ML) in your BSA/AML program. With the support of Abrigo expert Brian Rodriguez, Gary will dive into the benefits of AI and ML, offer relevant use cases, and debunk common misconceptions about AI and ML within the BSA/AML world. Attendees will walk away with a greater understanding of who needs AI and ML, how it works, and things to look out for as these capabilities are integrated into their respective financial institutions.

    Join this session to learn:
    • AI terminology, buzzwords, and their meaning 
    • How Machine Learning effects the industry and your institution
    • Common misconceptions to avoid
    • Behind the scenes explanation of how AI reduces false positives
    Save your seat! 

      BSA/AML and Fraud Conference | ThinkBig: Fighting Financial Crime | Registration now open!

      Registration for ThinkBig: Fighting Financial Crime (formerly BUG) is now open!

      Join us April 19-22 in Austin, Texas for 2 1/2 days of networking with other BSA/AML and fraud professionals, engaging with regulatory and law enforcement representatives, and expanding your base of industry knowledge.

      Early bird pricing ends on January 17!

      Register here

        Cannabis-Related Banking Explained | Earn 1.25 hours CAFP, CERP, CFSSP, and CRCM | Free Webinar

        With cannabis-related businesses still sitting at the top of bankers’ minds, senior consultants from Abrigo’s BSA/AML Advisory Services team tackle bankers’ burning questions about CRBs/MRBs. Join us as we discuss all things cannabis, from the current state of cannabis laws to what bankers will need to know for 2020 and beyond. No matter if you're planning on banking these businesses or want to stay far away from them, this session has information you might not have considered.
        Join this webinar to learn:
        • Updates on cannabis laws, both current and upcoming
        • How to successfully bank these customers 
        • Common CRB banking errors and how to avoid them
        • Q&A will answer audience-submitted questions both live and post-webinar
        This session is eligible for 1.25 hours CAFP, CERP, CFSSP, and CRCM

        Thursday, December 12, 2019
        2:00 PM ET / 1:00 PM CT
        Register now! 

          Free Webinar | What SEC Filers Have Learned About CECL Implementation | American Bankers Association

          Thursday, December 12, 2019 | 1 p.m. CT 
          Register today! 
          As financial institutions plan for their respective deadlines to implement the current expected credit loss (CECL) model, they can build out their models faster by learning from the key decisions peers have already made. SEC registrants (except those defined as smaller reporting companies) will have to implement ASU 2016-13 for fiscal years beginning after Dec. 15, 2019. That means large SEC filers on calendar years are just days away from their implementation date. Join Paula King, Senior Advisor of Abrigo Advisory Services, and Felicity Ours, Director of Credit Admin at Summit Community Bank, as they share the CECL experiences of Summit, in addition to those of other SEC registrants Join to learn about: 
          • The CECL experiences of 100+ SEC filers, and what all lenders should understand moving forward 
          • The items auditors and examiners will be looking for as effective dates get closer   
          • What to expect on day one of the transition

          Register today! 

            Free Webinar | Optimizing Risk and Return: Findings from an Example ALCO Report

            Webinar: Optimizing Risk and Return: Findings from an Example ALCO Report
            Wednesday, Dec. 4  |  3 p.m. ET/2 p.m. CT

            Financial institutions and their ALCOs have been encouraged to upgrade their ALM practice to an outcome-based approach that informs decision making. An effective ALCO report can help demonstrate an institution's ability to manage risk at acceptable levels. Abrigo’s ALCO report is an in-depth analysis that shows financial trends in prior periods and proposes effective strategies to ensure that future performance improves current results.

            Join our free webinar to learn the important insights from an example ALCO report, the underlying assumptions that institutions should be able to support, and how to communicate those findings.

            Save your seat!

              Survey Request | 2020 Business Lending Readiness Survey

              How do you expect to manage your commercial lending process in 2020? 📋 Fill out our short survey to help institutions like yours benchmark their strategies against peers and highlight industry goals for the coming year. 

              We aim to assess industry obstacles and evaluate strategies and best practices regarding various areas of the commercial lending process, including risk rating, pricing, underwriting, tracking ticklers, and more. 

              Key questions that the 2020 survey covers includes:
              • Length of time it takes to close a new commercial deal
              • How institutions manage the borrower pipeline
              • How institutions set prices on loans
              • How many labor hours it takes to underwrite a loan
              • How many categories institutions have in their risk rating scale
              You'll be entered to win one of several $25 ☕️ gift cards just for filling it out and you'll be the first to get the results! Thanks in advance for your help. 

              Take the survey! 

                Free Webinar | Using BSA Exam Findings to Strengthen Your Program | 1.25 CRCM Credits

                Wednesday, November 20, 2019
                2:00 PM ET / 1:00 PM CT
                Register

                Based on his firm’s experience representing over 250 banks around the country, John Geiringer, with Barack Ferrazzano Financial Institutions Group, will explore recent BSA examination findings that may be pertinent to your next exam, sharing tips on how to avoid the risk of enforcement actions at your own institution.

                In this session, you will learn:
                • Industry trends from recent exams
                • How to avoid common pitfalls and errors financial institutions encounter
                • Preparation methods and tips for upcoming exams
                • The benefits of learning from other institutions similar to yours

                Register today! 


                  How Community Financial Institutions Can Effectively Implement Loan Origination Software | Webinar | Nov. 19

                  Tuesday, November 19 | 2 p.m. ET / 1 p.m. CT
                  Register now

                  Community financial institutions operate in a world of increasing competition, increasing regulatory requirements, and changing customer expectations. Software and automation can help tackle these challenges. Join us for a free webinar to learn how loan origination software can drive efficiency and, ultimately, loan growth at your institution.

                  Key takeaways:
                    
                  • Current market conditions and trends across the industry  
                  • Ways financial institutions can make successful software transitions

                  Save your seat!

                    Celebrate BSA/AML Day - October 26

                    Not all superheroes wear capes. We know the work BSA/AML professionals do is often under-appreciated, especially considering the important role they play of protecting our financial system and our country. This is why we worked to get National Financial Crime Fighter Day, or BSA/AML Day, recognized as a national holiday every October 26th. 

                    The Bank Secrecy Act was strengthened with the signing of the USA PATRIOT Act on October 26, 2001, cementing the important role BSA/AML professionals play in the financial industry. This level of national protection is deserving of recognition so on the signing anniversary we show our gratitude and appreciation to these superheroes.

                    Join us in celebrating all that BSA/AML professionals do this Saturday, October 26 for BSA/AML Day!

                    Visit the official BSA/AML Day website for more information and ways to celebrate.  

                      Which CECL methodologies are best for your portfolio?

                      Given that the #CECL model is non-prescriptive, banks and credit unions have flexibility in choosing the right CECL methodologies for their institution’s unique data situation. This flexibility often leads bankers to one simple question: Where do I begin?

                      In this complimentary infographic, learn about the 7 methodologies available to use and when they are or are not recommended: https://www.web.abrigo.com/cecl-methodologies-cbanc 

                        Free Webinar | How to Develop and Defend Your Risk-Based AML Program | 1 CAMS Credit

                        Tuesday, October 29 | 2 p.m. EST/ 1 p.m. CST
                        Presented by Terri Luttrell, CAMS-Audit
                        Register here

                        The OCC, FDIC, Federal Reserve, NCUA and FinCEN released a statement emphasizing their “risk-focused” approach to examining Bank Secrecy Act / anti-money laundering compliance programs. Is your AML program current with examination requirements and expectations? Join us for a free webinar where Terri Luttrell, CAMS-Audit, will give you an inside look into a risk-based program, how to develop a risk based program, and what examiners will be looking for.

                        Join to learn:
                        • What examiners announced in their statement this summer
                        • What is required in a comprehensive enterprise wide risk assessment
                        • How your AML program should center around unique risk profiles
                        • Pitfalls to avoid that might otherwise flag examiner concerns
                        • What to expect during your next examination in regards to your risk-based approach
                        Save your seat!

                          Free Webinar | CECL and Your ALM Model

                          Wednesday, October 9 | 3 p.m. EST/ 2 p.m. CST
                          Presenter: Rob Newberry

                          Register here

                          As we get closer to implementation of CECL, we want as much information as we can get to help in understanding everything that should be considered in putting together our CECL models.
                          CECL is best thought of as part of a holistic view that focuses on Enterprise Risk Management and not just credit risk alone. It is no longer advisable to operate in silos as you might have done in the past when credit loss reserves were calculated by the Credit Officer for the institution, while Asset/Liability forecasts were in the domain of the CFO. With the need to look at a more forecasted approach to determine credit reserves, it makes sense to leverage some of the assumptions that have been used in the past for developing loan assumptions in your A/L models.

                          Join this free webinar to learn:
                          • How CECL will impact ALM 
                          • Effective capital planning and loan pricing processes
                          • What the changing regulatory landscape is like
                          Save your seat! 

                            Free Webinar | Best Practices for Credit Analysts at Banks

                            Monday, October 21
                            2 p.m. EST/ 1 p.m. CST
                            Register 

                            Current economic conditions seem to suggest that the next U.S economic downturn is on the horizon. With that in mind, it is becoming increasingly important to have the right credit policies and procedures in place to ensure your institution understands its customers and members throughout the lending process.

                            Join this webinar session to learn common best practices for credit analysts when dealing with current and future market conditions.

                            Join to Learn:  
                            • Best practices for loan and financial statement analysis  
                            • How to identify problem loans and the benefits of early detection 
                            • Way to optimize deal flow 
                            Presenter: Ancin Cooley, Principal, Synergy Bank Consulting

                            Save your seat! 

                              CECL, Portfolio Risk, Credit and Lending Conference | ThinkBIG | September 24 - 26, Orlando, Florida

                              There are only four days left until registration ends for the biggest CECL, portfolio risk, and lending and credit conference of the year - ThinkBIG!

                              When: September 24-26
                              Where: Loews Sapphire Falls Resort at Universal Orlando | Orlando, FL
                              Who: Anyone involved in CECL/ALLL, portfolio risk, or credit and lending. Common titles include CFO, Controller, VP of Finance, Credit Analyst, CCO, CRO, Credit Admin and Loan Admin.

                              Are you managing risk and driving growth at your financial institution? Do you need ideas to think bigger about portfolio risk, CECL, or lending and credit? The ThinkBIG Conference presented by Abrigo was created to give you the educational tools and concrete ideas to Manage Risk. Drive Growth.  

                              Hear from FASB's Hal Schroeder, FINCURA's Max Blumenthal, Q6 Cyber's Eli Dominitz, economist Tom Cunningham, PhD, and a full roster of Abrigo's industry experts at this year's conference. 

                              Be prepared to Think Bigger with insights and information critical to your lending strategies, mitigating credit risk, and the transition to and implementation of the new allowance accounting standard over the course of three days of compelling educational content and networking.  

                              If you have responsibilities related to CECL and the ALLL at your institution, or if you want to know more about how CECL will impact your institution or you want to grow your loan portfolio quicker and more efficiently while driving profitability, this is the one conference this year you cannot afford to miss.

                              Earn up to 14 CPEs! 
                              Register today and save! 

                                Free Webinar - Stress Testing and CECL: Connecting the Dots

                                Register today! 

                                Financial institutions have been conducting stress tests long before the regulatory mandates were put in place after the 2007-2008 financial crisis.  Larger financial institutions have principally adopted the top-down approach (aka CCAR) which focuses on macro-economic changes and the resulting “stress” on large portfolios or individual assets.  Smaller financial institutions ($25B or less) primarily perform the bottom-up “stress” that focuses on the loan transaction risk stemming from changes in micro-economic factors i.e. increasing interest rates or cash flows.  As the goal of both approaches is a test on the capital adequacy of the respective financial institution, with CECL having the same goals, CEIS and Abrigo will examine the “bottom-up” stress test approach and the pros and cons for your CECL program

                                Join this webinar as we discuss:
                                1. Data challenges
                                2. The benefits of bottom-up stress testing
                                3. Using stress testing data and outcomes in the CECL model development
                                Wednesday, September 18, 2019
                                2:00 PM ET / 1:00 PM CT

                                Partnered with CEIS Review Inc.

                                Save your seat! 

                                  Free Webinar: CU Best Practices for Credit Analysts

                                  Register today!

                                  Current economic conditions seem to suggest that the next U.S economic downturn is on the horizon. With that in mind, it is becoming increasingly important to have the right credit policies and procedures in place to ensure your credit union understands its members throughout the lending process.

                                  Join this webinar session to learn common best practices for credit analysts when dealing with current and future market conditions.

                                  Join to Learn:  
                                  • Best practices for loan and financial statement analysis 
                                  • How to identify problem loans and the benefits of early detection 
                                  • Way to optimize deal flow 
                                  Tuesday, September 10, 2019
                                  2:00 PM ET / 1:00 PM CT
                                  Presenter:
                                  Ancin Cooley, Principal with Synergy Credit Union Consulting, Inc.

                                  Save your seat! 

                                    Upcoming CECL, Portfolio Risk, Credit, and Lending Conference | ThinkBIG - September 24-26

                                    There are only four days left until regular registration ends for the biggest CECL, portfolio risk, and lending and credit conference of the year - ThinkBIG!

                                    When: September 24-26
                                    Where: Loews Sapphire Falls Resort at Universal Orlando | Orlando, FL
                                    Who: Anyone involved in CECL/ALLL, portfolio risk, or credit and lending. Common titles include CFO, Controller, VP of Finance, Credit Analyst, CCO, CRO, Credit Admin and Loan Admin.

                                    Are you managing risk and driving growth at your financial institution? Do you need ideas to think bigger about portfolio risk, CECL, or lending and credit? The ThinkBIG Conference presented by Abrigo was created to give you the educational tools and concrete ideas to Manage Risk. Drive Growth.  

                                    The conference brings together industry thought leaders and experts, financial institution peers, CPAs, auditors and regulators for three days of compelling educational content and networking. Be prepared to Think Bigger with insights and information critical to your lending strategies, mitigating credit risk, and the transition to and implementation of the new allowance accounting standard.  

                                    If you have responsibilities related to CECL and the ALLL at your institution, or if you want to know more about how CECL will impact your institution or you want to grow your loan portfolio quicker and more efficiently while driving profitability, this is the one conference this year you cannot afford to miss. 

                                    Earn 14 CPEs! 
                                    Register today and save! 

                                      Free Webinar - Money Laundering Detection with Hybrid Threat Finance | Earn 1 CAMS, CFCS credit and 1.25 CAFP, CFSSP, CRCM credits

                                      Wednesday, August 28 | 2 p.m. EST/ 1 p.m. CST
                                      Register today

                                      Hybrid Threat Finance (HTF) is the study of financial movements and patterns of transnational criminal organizations. Typical detection scenarios do little to detect the real money laundering behavior. Instead they generate high levels of false positive ratios and miss some of the patterns that are indicative of real laundering activity. Precision detection can hone in on the real high-risk behavior within your financial institutions. Training your teams and creating precision detection logic can create a very targeted and effective program for detecting and identifying illicit finance.

                                      Join to learn:
                                      • An overview the hybrid threat methodology
                                      • How to create precision detection scenarios and reduce false positives
                                      • How to start the journey toward HTF detection
                                      Earn 1 CAMS, CFCS credit and 1.25 CAFP, CFSSP, CRCM credits

                                      Save your seat

                                        Free Webinar Thursday: Loan Grading - A to Z

                                        Thursday, August 15 - 2 p.m. EST/ 1 p.m. CST

                                        Can your financial institution survive the next economic downturn? The recent financial crisis demonstrated how unexpected economic downturns and rapid deterioration in market conditions can significantly harm a bank’s financial condition and economic viability.

                                        Join us for a free webinar to learn how to create a consistent and objective based risk scoring model that still allows for subjective adjustments. We will highlight the significance of leveraging a dual loan grading and underwriting system to monitor your loan portfolio. Our expert will provide practical advice on incorporating the 5 C’s into your loan grade and how to select an appropriate loan grading scale for your institution.

                                        You Will Learn:
                                        • Regulatory examiners expectations
                                        • Loan grading scales & dual loan grading systems
                                        • Financial statement analysis
                                        Save your seat!