TOPIC: Overdraft

Horizon Pay-to Limit Feature

CFO at a bank ($136MUSA)
I would be interested in learning how other banks are using the automatic overdraft "Pay-to Limit" features in Horizon.  We have fixed amounts set up as OD limits by product, but would like to have something more dynamic. 

    Overdraft sweep path

    AVP at a credit_union ($175MUSA)
    We are looking at turning on the overdraft path sweep with increments of $25.00; meaning it would pull $25.00 to cover overdraft, or if the purchase was $26.00, it would pull $50.00.  Does anyone have any sample notice they would give to the members?  I'm thinking we would put something in our quarterly statement.