TOPIC: Reg O

Corrected 2/22/21: Reg O calculator and worksheet to use for monitoring against Unimpaired Capital and Surplus hurdles

VP at a bank ($1.1BUSA)
There was a formula error in Column U for the public disclosure determination - thanks to the CBANC'rs who brought to my attention as well as some hidden columns left in.    

When the bank's unimpaired capital and surplus is calculated, and your monitoring has captured all insider loans, this worksheet will aid in looking at each bucket and its unique considerations to determine if the bank is in overall compliance with each of these areas.   
 
 A calculator to determine the unimpaired capital and unimpaired surplus is also on CBANC, and was uploaded to reflect call reporting changes.  Please click a "Thanks" if you like my own work that I have shared here.  Thanks

    Reg O Calculator for determining Unimpaired Capital and Surplus from the bank's Call Report - updated for call report changes

    VP at a bank ($1.1BUSA)
    The call report continual changes, and this has been updated to reflect the now more simple process of making this determination.

    With this figure, another posting that considers insider loan totals, will assist in looking at each bucket and its unique considerations to determine if the bank is in overall compliance with each of these areas.   Please click a "Thanks" if you like my own work that I have shared here.  Thanks


      Anti Trust and Anti Boycott Policy

      Employee at a bank ($16.3BUSA)
      Good Morning CBANC Community

      Does anyone have an Anti-Trust and/or Anti-Boycott Policy you are able to share with me, please? There seems to be limited resources on these two. Any and all help will be greatly appreciated. 

      Thank you very much

        REG O - TIB Credit Card

        Chief Compliance Officer at a bank ($221MUSA)
        "In the Reg O Annual Report, if during the calendar year an executive officer has an outstanding extension of credit from a correspondent bank of the member bank, the executive officer shall make a written report to the Board of Directors of the member bank."

        If one of our executive officers has a TIB credit card, would that need to be documented? If so would a write up be sufficient or would statements be necessary?

        TIB is one of our bank's correspondent banks.