TOPIC: ALLL

Free Webinar | CECL and Your ALM Model

Wednesday, October 9 | 3 p.m. EST/ 2 p.m. CST
Presenter: Rob Newberry

Register here

As we get closer to implementation of CECL, we want as much information as we can get to help in understanding everything that should be considered in putting together our CECL models.
CECL is best thought of as part of a holistic view that focuses on Enterprise Risk Management and not just credit risk alone. It is no longer advisable to operate in silos as you might have done in the past when credit loss reserves were calculated by the Credit Officer for the institution, while Asset/Liability forecasts were in the domain of the CFO. With the need to look at a more forecasted approach to determine credit reserves, it makes sense to leverage some of the assumptions that have been used in the past for developing loan assumptions in your A/L models.

Join this free webinar to learn:
  • How CECL will impact ALM 
  • Effective capital planning and loan pricing processes
  • What the changing regulatory landscape is like
Save your seat! 

    CECL, Portfolio Risk, Credit and Lending Conference | ThinkBIG | September 24 - 26, Orlando, Florida

    There are only four days left until registration ends for the biggest CECL, portfolio risk, and lending and credit conference of the year - ThinkBIG!

    When: September 24-26
    Where: Loews Sapphire Falls Resort at Universal Orlando | Orlando, FL
    Who: Anyone involved in CECL/ALLL, portfolio risk, or credit and lending. Common titles include CFO, Controller, VP of Finance, Credit Analyst, CCO, CRO, Credit Admin and Loan Admin.

    Are you managing risk and driving growth at your financial institution? Do you need ideas to think bigger about portfolio risk, CECL, or lending and credit? The ThinkBIG Conference presented by Abrigo was created to give you the educational tools and concrete ideas to Manage Risk. Drive Growth.  

    Hear from FASB's Hal Schroeder, FINCURA's Max Blumenthal, Q6 Cyber's Eli Dominitz, economist Tom Cunningham, PhD, and a full roster of Abrigo's industry experts at this year's conference. 

    Be prepared to Think Bigger with insights and information critical to your lending strategies, mitigating credit risk, and the transition to and implementation of the new allowance accounting standard over the course of three days of compelling educational content and networking.  

    If you have responsibilities related to CECL and the ALLL at your institution, or if you want to know more about how CECL will impact your institution or you want to grow your loan portfolio quicker and more efficiently while driving profitability, this is the one conference this year you cannot afford to miss.

    Earn up to 14 CPEs! 
    Register today and save! 

      Upcoming CECL, Portfolio Risk, Credit, and Lending Conference | ThinkBIG - September 24-26

      There are only four days left until regular registration ends for the biggest CECL, portfolio risk, and lending and credit conference of the year - ThinkBIG!

      When: September 24-26
      Where: Loews Sapphire Falls Resort at Universal Orlando | Orlando, FL
      Who: Anyone involved in CECL/ALLL, portfolio risk, or credit and lending. Common titles include CFO, Controller, VP of Finance, Credit Analyst, CCO, CRO, Credit Admin and Loan Admin.

      Are you managing risk and driving growth at your financial institution? Do you need ideas to think bigger about portfolio risk, CECL, or lending and credit? The ThinkBIG Conference presented by Abrigo was created to give you the educational tools and concrete ideas to Manage Risk. Drive Growth.  

      The conference brings together industry thought leaders and experts, financial institution peers, CPAs, auditors and regulators for three days of compelling educational content and networking. Be prepared to Think Bigger with insights and information critical to your lending strategies, mitigating credit risk, and the transition to and implementation of the new allowance accounting standard.  

      If you have responsibilities related to CECL and the ALLL at your institution, or if you want to know more about how CECL will impact your institution or you want to grow your loan portfolio quicker and more efficiently while driving profitability, this is the one conference this year you cannot afford to miss. 

      Earn 14 CPEs! 
      Register today and save! 

        ThinkBIG Conference | CECL, Lending, Credit, Portfolio Risk | Early Bird Pricing Ends May 31

        ThinkBIG Conference - the premiere conference for CECL/ALLL, credit, lending and portfolio risk!
        September 24-26, 2019
        Loews Sapphire Falls Resort, Orlando, FL
         
        Join us for the first ever Abrigo ThinkBIG Conference, formerly Sageworks' Lending & Risk Summit and MST's National CECL Conference. It is the premiere conference around CECL, lending, credit, and portfolio risk.
        • Choose from two tracks: Lending + Credit Risk and CECL + Portfolio Risk
        • Learn from thought leaders and industry experts
        • Network with bank & credit union peers facing similar growth & risk challenges
        Take advantage of Early Bird pricing now through May 31.
        Learn more and register here.

          Whitepaper: CECL Survey - Where are financial institutions?

          Abrigo CECL Survey - Results show progress, some laggards

          For the third year in a row, Abrigo (formerly Farin, MST, Sageworks, and Bankers Toolbox) surveyed 125 individuals at a wide range of financial institutions to gauge CECL preparedness. The 2019 survey shows that as the Q1 2020 compliance date looms for SEC registrants, institutions of all types are making progress – but not enough, according to CECL experts. Nearly half of survey participants (and a majority of SEC filers) have already collected and validated data. This is important, because collecting and validating data for the loan loss calculation is typically one of the more significant bottlenecks and challenges in CECL implementation.

          “The clock is ticking,” said Regan Camp, Senior Director of Advisory Services at Abrigo, (formerly Farin, MST, Sageworks, and Banker’s Toolbox). “While many financial institutions are taking the necessary steps to make sure they are prepared for this important change in accounting for credit losses, it’s clear that others are falling behind their peers.”

          Download and read the full whitepaper.