I am looking for a sample welcome letter for borrower to introduce LO, LOA, processor and bank info. I would also like to know when do you send welcome letter to borrower? After taking the application? 

Anyone using Laser Pro, if you put a guarantor on a consumer RE loan are you just having them fill out a regular application because the 1003 in Laser Pro doesn't allow you to choose guarantor or co-signer?

Also anyone using Laser Pro consumer guaranty agreement is there co-signer notice at the bottom of the last page of the agreement?