We've been using ZipWhip for SMS texting with our members. ZipWhip has just announced they will sunset their service on 12/1/2022. I wonder what alternatives are out there used by our peers? Your feedback is much appreciated.
I feel like I am going back to basics with this question.
Are we allowed to share a credit report with a third party? Specifically, if a title company is unable to verify the number/amount of liens attached to a borrower or to simply verify their identity to remove certain judgments, they sometimes reach out to us to provide them with our borrower's credit report to confirm if some of these liens or judgments are reporting as a tradeline.
Are we allowed to do so? If we are allowed to do so, would a Borrower's Certification & Authorization be sufficient to be able to do so? Or are there any other rules or disclosures I am drawing a blank on?
Thank you for any input/clarification you can provide.