TOPIC: Financial Analysis

Exit Price Estimation and Disclosure: Getting More Value from Your Calculations - 1 CPE

Upcoming webinar:

Join Abrigo for a complimentary webinar to learn specific examples of calculations that save high-value time and reduce manual error when dealing with #exitprice estimation and disclosures.

Click to save your seat and earn 1 CPE credit by attending!

    Free Webinar | Earn 1 CPE | Exit Price Estimation and Disclosure: Getting More Value from Your Calculations

    Thursday, February 27, 2020
    2:00 PM ET / 1:00 PM CT

    In this webinar, we will demonstrate how to make calculations using the fair value of assets with the exit price notion and prepare disclosures using common information stores, existing practices within the institution, and industry data. A time-consuming and tedious process that seemingly requires valuation expertise can be streamlined, and attribution of changes from period to period can provide useful internal intelligence.

    Both CECL and fair value outputs contain “life of loan” credit loss estimates. Management and external auditors desire analogy and cohesion in both processes, and this session will walk through how to achieve this synergy. This webinar will be particularly useful to personnel in finance, accounting, and financial reporting, and is intended for public entities.

    Join to learn:
    • Why exit price calculations today aren’t as efficient as they could be
    • Specific examples of calculations that save high-value time and reduce manual error
    • How to align disclosure preparation to similar business activities (including acquisition valuation + CECL transition)
    Save your seat! 

      Free Webinar | CECL in 2023: An Analyst's Perspective

      Tuesday, January 28
      2 p.m. ET/ 1 p.m. CT
      Register here

      As institutions who are complying with the CECL model in 2023 plan for their respective deadlines to implement, they have the unique opportunity to learn from the key decisions that their SEC filing peers have already made. Join Abrigo analysts on this free webinar as they share the inputs, data, and results from working with public clients through advisory engagements, and outline the steps that financial institutions should be taking in 2020 to get CECL-ready.

      Join to learn about:
      • What works and doesn’t work in CECL modeling
      • How private entities can get ahead
      • Practical examples to learn from
      Register here 

        Webinar: Running a Dynamic Asset/Liability Management Committee

        Monday, November 18, 2019
        2:00 PM ET / 1:00 PM CT

        Today’s economic environment demands that asset/liability management (ALM) teams are identifying and acting on opportunities quickly. The old ways of ALM operations are much different in inverted or negative yield environments. Having a firm risk assessment and plan for future financial performance is the backbone of the Asset/Liability Management Committee’s (ALCO) role. It is the requirement for a robust process for measuring and managing relationships between risk and return.

        The ALM process should not be limited to one that “checks the box” of meeting regulatory requirements. Financial institutions and ALCOs with a dynamic ALM process are able to inform good decision-making related to both strategy and risk.

        Join this webinar to learn:
        • What it looks like to be a dynamic ALM-oriented institution today
        • How to make good decisions in different rate environments
        • How to integrate other decision-making models to determine the best loan terms, rates, and funding source
        Register now:

          Monthly Financial Dashboard for Employees

          EVP at a credit_union ($180MUSA)
          I am looking for a simple Financial Dashboard that can be shared each month with all employees.

          Does anyone have anything like this? I was hoping for something high level, that could provide basic information to all the staff of the Credit Union. If you don't have a dashboard, do you share anything at all each month with staff? If so, what do you share.

          Thank you,

            Free Webinar: CU Best Practices for Credit Analysts

            Register today!

            Current economic conditions seem to suggest that the next U.S economic downturn is on the horizon. With that in mind, it is becoming increasingly important to have the right credit policies and procedures in place to ensure your credit union understands its members throughout the lending process.

            Join this webinar session to learn common best practices for credit analysts when dealing with current and future market conditions.

            Join to Learn:  
            • Best practices for loan and financial statement analysis 
            • How to identify problem loans and the benefits of early detection 
            • Way to optimize deal flow 
            Tuesday, September 10, 2019
            2:00 PM ET / 1:00 PM CT
            Ancin Cooley, Principal with Synergy Credit Union Consulting, Inc.

            Save your seat! 

              Free Webinar Thursday: Loan Grading - A to Z

              Thursday, August 15 - 2 p.m. EST/ 1 p.m. CST

              Can your financial institution survive the next economic downturn? The recent financial crisis demonstrated how unexpected economic downturns and rapid deterioration in market conditions can significantly harm a bank’s financial condition and economic viability.

              Join us for a free webinar to learn how to create a consistent and objective based risk scoring model that still allows for subjective adjustments. We will highlight the significance of leveraging a dual loan grading and underwriting system to monitor your loan portfolio. Our expert will provide practical advice on incorporating the 5 C’s into your loan grade and how to select an appropriate loan grading scale for your institution.

              You Will Learn:
              • Regulatory examiners expectations
              • Loan grading scales & dual loan grading systems
              • Financial statement analysis
              Save your seat!

                Small Commercial Loans

                Director at a Company (USA)
                     Would anyone be willing to share how "small" commercial loans are underwritten at their bank?  Do you have a streamlined presentation and approval process?  Do you use a scoring model, either purchased or developed in-house? Thanks! 

                     Originally Posted by Chris Olney, Senior Vice President / Chief Credit Officer of North Valley Bank, on 23 May 2019 to CBANC FI Professionals Community.


                  Director at a Company (USA)
                       I am curious as to how many banks are actually building their own models for implementing CECL and how many are purchasing software to help with the process?

                       Originally posted by an anonymous author with the title AVP Regulatory Compliance and Legal on 10 Apr 2018 to CBANC FI Professionals Community.

                    Guardian Analytics

                    Manager at a bank ($488MUSA)
                    Do any of you also use Guardian Analytics for Business Online & ACH anomaly detection? We're in the early stages of implementation and data gathering, but I was hoping some more seasoned users would be willing to share their daily process and what you look for/review. Thanks in advance!

                      Abrigo Acquires Farin Financial Risk Management

                      Abrigo, a leading technology provider of compliance, credit risk, and lending software, has acquired Farin Financial Risk Management (FARIN), an industry trendsetter in asset liability management software and advisory services.

                      FARIN offers services and solutions that are essential for financial institutions in determining interest rate and liquidity risk exposures. Learn more about how Abrigo, now with the added power of FARIN, is making big things happen for community financial institutions.

                      Read more:

                        2019 CECL Survey - Chance to win a $300 Yeti cooler!

                        Each year MST, now Abrigo, has been implementing an allowance survey. This year we’re asking about your progress in the CECL transition, how you are preparing and what you are determining in terms of how CECL will impact your institution. As always, we’ll compile answers and share the results so you can compare what you are doing with your peers. We encourage you to participate. As a token of our appreciation, you will have the chance to win a $300 Yeti cooler or a Bluetooth speaker.

                        We wish you a productive and profitable 2019!

                        Take the survey:

                          Having trouble keeping up with all these CECL updates?

                          CECL is in the news a LOT now that we're less than a year out from the transition. Robert Ashbaugh and Chris Emery are making sure your financial institution understands all of the recent changes and the ways that those changes and proposals might affect your institution's CECL implementation. Tune in for our free webinar in two weeks -- get registered here: