TOPIC: Compliance

Disclosure or Application Requirements for an Assumption of HELOC debt

VP at a bank ($16.5BUSA)
We have a HELOC where the borrower is now deceased and a family member is assuming the debt.  We were directed to an attorney to draw up an Assumption Agreement and Amendment to our original Home Equity Line of Credit Agreement (note).  I do feel that the documents prepared would be all we need to perform a modification/ CIT on that loan to replace the borrower, since the property is in a Trust and vesting will not be changing.  Is there any need to provide any disclosures or new application since this is treated as a CIT?  We do have a few disclosures I feel would need to be given, but not sure about a new application.  Anyone have any guidance on the disclosure or application requirements surrounding assumptions of consumer loans?