TOPIC: Mobile Banking

Cash Withdrawal / Cardless Cash

Person at a bank ($6.6BUSA)
 Looking for some feedback on the Cash Withdrawal solutions out there (AKA withdraw money from ATM using your mobile phone).  Appreciate any comments on these questions:

  • What company/service  are you using for Cash Withdrawal / Cardless Cash?
  • Do you also have the ability to send money to another person with this service?
  • Stand alone app, or integrated to your mobile banking?
  • We are hearing this service's usage is decreasing; are you seeing the same behavior on your end?


    Free Webinar: Secrets of Expansion - What no one tells you about the US digital banking space

    There's a lot of talk about digital only "neobanks" coming into the US market. We've put together a free webinar with the US head of Revolut and the US head of N26 where you can learn more about their plans, how they're partnering with US banks to offer this service, and the challenges they've been facing. If you're curious how these folks might impact your US banking business feel free to join us for this free webinar on October 17th at 1pm EST.

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      ACH loan payments set up via Mobil banking

      Manager at a credit_union ($147MUSA)
      ACH loan payments set up via Mobil banking ;In house a ACH reoccurring loans payments our disclosure says  final payment will be adjust to exact payment do , we do not have this option if we want to allow member to set up using their Mobil banking  
      does anyone know if we disclosure "the excess funds would be return to the account at payoff"  for the ACH set up by Mobil banking would be compliant?

        Regulatory Compliance Update LIVE

        Join us for our last quarterly Regulatory Compliance Update of the year on October 22nd! Cayci Branum and Kenny Douglas will be covering current hot topics, upcoming regulations and more surrounding regulatory compliance. Register here:

          Why Community Banks Need to Offer Dynamic Overdraft Limits

          There are many proverbs about the consequences of "standing still" and how the concept connotes inertia, or the lack of progress or growth. One well-known example is attributed to author Timothy Ferris: "Many a false step was made by standing still." While the concept is applicable to many things like major life decisions, risk-taking and business models, it also can be accurately attributed to overdraft limits. Are your limits standing still? In other words, are you offering only static, one-size-fits-all limits? If so, chances are that your overdraft revenue is likewise static.