TOPIC: Commercial Accounts

Political Fund Account

SVP at a credit_union ($463MUSA)
This is new to us, does anyone have a procedure or experience with accounts for the purpose of political fund raising? Should they be treated like a business/corporation, how do we define the legal entities for this account?

It seems like these would be a high risk account from a BSA standpoint, are you aware of any special practices?

As a credit union, are we prevented from opening these kinds of accounts?

Thank you for sharing your knowledge.

Flood - Business loan

Employee at a bank ($111MUSA)
We have a commercial loan that we are working on.  We just pulled the flood determination and the building is in a flood zone.  Can we send the determination and flood notice via email if we get e-sign consent?  Do we need e-sign consent if it is a business purpose loan?  I am starting to confuse myself..... thank you!