TOPIC: Online Banking

Digital Lending's Top 3 Features That Drive Revenue

Most financial institution executives are aware of and understand that the term “digital lending” refers to the digitization of all or parts of the loan origination and funding process. Borrowers using a digital solution typically initiate the loan process on a financial institution’s website using a computer or mobile device. They get fast approval or denial of the loan amount, can accept the terms of the loan and sign most documentation using e-sign—all within minutes. 

However, what are other digital lending solution attributes that can grow loan volume, improve efficiency and translate into bottom line savings and increased income? 

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    Free credit monitoring

    Employee at a bank ($1.2BUSA)
    Looking for some takeaways for free credit scores/monitoring via online banking.  What compliance concerns come up for these type of services?  What are some implementations your bank has taken prior to launching?