We are tightening down our unsecured lending guidelines. I am curious what others are doing? Are you only allowing existing customers to obtain unsecured credit? How are you determining the amount of unsecured credit that will be extended (% of net worth or % Gross Income)? Are all unsecured credits made as installment loans or are you allowing single pays? Do you have different term limits depending on installment vs. term? Any feedback related to underwriting an unsecured loan would be appreciated.

Would anyone be willing to share a sample digital wallet policy? Could also be called e-wallet, samsung pay, apple pay policy.

Just wondering if anyone has the following types of policies they would be willing to share:

• Condolence & Congratulations Policy – sending of flowers or gifts for employees, board members, special customers. (Death, hospitalization/illness, birth or adoption of child, marriage)
• Birthdays and Anniversaries

Thanks in advance.

I am wondering if anyone has a Prepaid/Reloadable card and or a Gift card policy they are willing to share.

Is anyone willing to share an Appraisal Policy (or excerpt from a Loan/Credit Policy) which incorporates the use of an Appraisal Management Company?  We just began using one and as such, wanted to incorporate that into our policy.

Thanks.

I am working on completing a Corporate Governance Risk Assessment for my FI.  Would anyone have a template for this type of Risk Assessment or thoughts on areas of focus. (i.e. Board and Committee Charters and Self Assessments, Strategic Plan, Succession Plan, Policy Review Program, Etc.) 

WHITE PAPER    

50 Years of the Bank Secrecy Act

It’s Time to Renew the Purpose of Providing Actionable Intelligence to Law Enforcement
Authored by Jim Richards
Senior Strategic Advisor, Verafin
Principal, RegTech Consulting LLC
Former Global Head of Financial Crimes Risk Management, Wells Fargo & Co.

    Read Now

To recognize almost 50 years of the Bank Secrecy Act (BSA), thought leader and industry expert, Jim Richards, has produced this thoughtful and insightful whitepaper. In charting the Act’s story through the years, Richards posits that “It’s time to renew the purpose of providing actionable intelligence to law enforcement”.

Get a 'big-picture' view of how the BSA has evolved in reaction to the changing social and economic landscape, and hear Richards’ modern take on compliance and regulation and how today’s BSA might lead the industry forward into what he calls “an exciting and dynamic time”.     Read Now

Does anyone have a disaster recovery policy  they could share?

Does anyone have a Foreign Exchange Policy and/or Procedures that you are willing to share?

Our external auditor suggested that we tweak our internal controls policy and procedures.  Does anyone have one that they are willing to share to help us? 

Would anyone be willing to share their jumbo mortgage loan policy with me? 

Does anyone have a policy specific to Payday Lending?  We have a customer that is a Payday Lender, and I'd like a specific policy for this customer.

Thanks,

Good day All,

I'm searching for a sample loan program and policy, specifically formulated for subprime borrowers.

Any assistance will be greatly appreciated.

Thank you in advance!

Does anyone have a Bulk Currency Shipment Procedure Policy they are willing to share? Specifically, when using an Armored Vehicle service? Thank you!

Looking for verbiage to insert into an existing Third Party Request for Information Policy